Definition of insurance as many words as follows:
Mark S. Dorfman: Insurance is a financial management, the distribution of losses are not expected.
Frederick G.Crane: Insurance is the management of risk by the losses that have occurred. The value of the loss is then averaged to give the participants the total risk.
Subcommittee on Research and Academic Association of Insurance: Insurance was a person who serves as collateral to a third party, the other party. The promise that he would not have suffered from the disaster to happen in the future, which caused the loss or damage to life and his property.
By the primary insurer to pay compensation in the amount and terms of the agreement. Or may cause the insured to return as well, or as close to the original. By the collateral will be paid according to the number of the other party agreed.
Civil and Commercial Code, Section 861 provided that;
" Insurance contract is a contract in which one party agrees to compensation claims or the amount of money in case if there is a casualty or circumstance else in the future as stated in the contract. In this regard, another person agrees to remit called premium "
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