Types of peril can be divided into 3 categories;
1. Natural Perils
: mean the causes beyond man's ability to control, such as storms, forest fires, volcanic eruptions, and so on.
2. Human Perils
: mean the actions of person such as murder, arson and rioting.
3. Economics Perils
: This is caused by economic conditions, such as deflation, changes in consumer tastes.
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